Credit & debt 8 minute read
Found a credit report error? Make one clean dispute packet.
Circle the line, explain why it is wrong, attach copies, and send the dispute to both the reporting company and the company that supplied the bad information.
Topic drawer
Credit & debt
Plain steps for checking credit reports, reading promotional card terms, and acting after identity theft.
3 plain-English guides
Credit & debt 7 minute read
‘Zero interest’ and ‘no interest if paid in full’ are not twins.
One starts charging interest after the promo. The other may dump old interest back on you if one dollar is left.
Credit & debt 8 minute read
Identity theft: freeze first, then make one report and one log.
A credit freeze, fraud alert, FTC report, and clean call log do different jobs. None of them should cost you money.